You can download presentations from the November 2015 International Auto Finance Network conference here.

We moved this website onto a new platform 2 months ago, and this provided an opportunity to update the analytical tools.

The results have been so interesting I thought I might share them.

Our website is most likely to interest people in the fleet leasing and management industry, or executives in any business who want to improve their pricing or develop their management. I have been fascinated by the report that shows where visitors to the site are based (or, more accurately, where their corporate servers are based).

Here are the results. These are the numbers of visitors, not the numbers of clicks:

• United Kingdom 2196
• United States 2083
• Russian Federation 1872
• China 1248
• Ukraine 1136
• Germany 1064
• Poland 336
• Netherlands 321
• France 236
• Israel 156
• Philippines 132
• Sweden 130
• Denmark 123
• Canada 101
• Brazil 97
• Latvia 92
• Moldova, Republic of 90
• Japan 63
• India 52
• Australia 47
• Belarus 47
• Italy 45
• Thailand 44
• South Africa 43
• Hong Kong 32
• Indonesia 32
• Czech Republic 30
• Korea, Republic of 30
• Ecuador 29
• Turkey 29

If you are visiting this site and are not UK-based – welcome! We have worked in 15 countries and are happy to work anywhere.

I’m delighted we have had visitors from places I had not expected to see on the list. If you are visiting this site and are not based in the UK, please contact us via the get in touch facility.

It would be good to hear from you.

Gosh, political leadership! Will this be the start of politicians doing the right thing even if it gives them political problems at home?

I have been researching UK government revenues and expenditure leading up to the credit crunch. The gap between income and outgoings grew every year. We were told that growth would help to build government revenue and close the deficit which it did, but never by enough.

The crisis in government financing was always going to happen: the credit crunch masked this, and the government’s bank bailout then sent government borrowing into the stratosphere.

I wondered at the time and am still left wondering why the government didn’t do a pre-pack administration on RBS and Lloyds, allowing the ‘bad’ bank to fail and keeping the ‘good’ bank in public ownership, giving shareholders a stake in the good bank so they could recover some part of their investment at some stage. This would have cost the taxpayer next to nothing. The shareholders would have taken the initial write-down but would have had some potential upside in future. As it is their investment is worth a fraction of its original value but government debt has increased stratospherically.

The economy would now be growing strongly, the public sector cuts would have been unnecessary, inflation would now be 2% and there would be no tents around St Paul’s!